M.Com Commerce 2nd Year COMMERCIAL BANKING(Acharya Nagarjuna University (ANU), Guntur, Andhra Pradesh-2012)

M.Com. (Final) DEGREE EXAMINATION, MAY 2012.
Second Year
B-Banking
Paper III — COMMERCIAL BANKING
Time : Three hours Maximum : 100 marks
SECTION A — (5 × 4 = 20 marks)
Answer any FIVE of the following.
1. (a) Concept of money market.

(b) Nature of investment bank.

(c) Chain banking.

(d) Branch network.

(e) Cash credit system.

(f) Capital adequacy.

(g) Genesis of NABARD.

(h) Margin on loan business.

(i) Credit card.

(j) Computerisation in banks.

SECTION B — (4 × 10 = 40 marks)
Answer any FOUR of the following.
2. What are the functions of cooperative banks?

3. Classify the schemes of mutual funds.

4. State the merits of unit banking.

5. Describe the marketing approach to banking.

6. Explain RBI guidelines relating to investment of commercial banks.

7. Enumerate Tandon committee recommendations concerning working capital.

8. What are the functions of EXIM bank?

SECTION C — (2 × 20 = 40 marks)
Answer any TWO of the following.
9. Suggest measures of improve the profitability of commercial banks.

10. What are the social responsibilities of commercial banks?

11. Elucidate the scope for research in banking industry.

12. State the problems encountered in the mobilisation of deposits.